EdduVest Lansia: Edukasi Keuangan dan Simulasi Investasi Aman Berbasis Teknologi untuk Lansia di Cipayung, Jakarta Timur

Ani Nuraini, Dinni Agustin, Sakti Brata Ismaya, Sri Yulianti, Jumady Yosepha Tambunan, Rotama Uli Sartika Manurung, Eryana Putri Hermawan

Abstract


Financial literacy is an important capability for older adults to manage income, expenditure, emergency funds, and investment decisions safely. The EdduVest Lansia community service program was implemented with an older-adult group at RPTRA Payung Tunas Teratai, Cipayung, East Jakarta, to strengthen financial literacy and safe investment decision-making through an age-friendly learning approach. Activities included needs assessment, socialization, financial education, modules and visual media, investment simulation without real funds, use of the EdduVest Lansia web application, and group mentoring. Program evaluation showed that partner empowerment increased from 65.28% to 92.22%, a 26.94 percentage-point improvement, exceeding the 80–85% target. Management capability increased from 63.06% to 81.67%, an 18.61 percentage-point improvement. The EdduVest application reached 24 active users (100%), with an average usage progress of 71% and 181 recorded activities. Combining digital and non-digital learning media helped accommodate heterogeneous digital literacy among participants. The program indicates that a community-based financial learning ecosystem integrating education, simulation, mentoring, and age-adapted technology can support safer financial management and investment awareness among older adults

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DOI: https://doi.org/10.52643/pamas.v10i4.9762

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Copyright (c) 2026 Ani Nuraini, Dinni Agustin, Sakti Brata Ismaya, Sri Yulianti, Jumady Yosepha Tambunan, Rotama Uli Sartika Manurung, Eryana Putri Hermawan